Did you know that income protection insurance paid from your pocket (not inside of Super) is tax deductible? And, quite frankly - VERY important? Are you covered? I believe income protection insurance in or out of Super should be high on everyones to-do list, if its not already ticked off. Why? Income protection insurance, also known as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time if you are sick or injured. It is an important consideration for anyone who relies on an income. It is especially suitable for self-employed people, small business owners or professionals whose business relies heavily on their ability to work. Check out the very handy MoneySmart website that explains it in detail, and contact me if you want further info on where to look.